Townhouses can often make a good common ground between a detached single family home and a full fledged condominium because, to some degree, they offer attributes of both.
For definition purposes, we will describe a townhouse as a home that is attached to one or more other houses, but which sits directly on a parcel of land that you also own. If you do not own the land, it is a condominium. Townhouses can range from duplexes and triplexes all the way through huge townhouse communities consisting of hundreds of similar homes.
There is a good degree of variations the way townhouse communities are structured. It may be a simple agreement, as is often the case of duplexes and triplexes, that each parcel of land and the home that sits on it is separately owned. In the case of larger townhouse communities, you will generally have an additional shared ownership in the common areas of the complex as well as any amenities such as swimming pools, park areas, etc. This ownership you will share jointly with all other townhouse owners in the complex.
Townhouses
In any townhouse purchase that involves an Homeowners’ Association, it is vitally important to get as much information as you can, since the association can have a considerable impact on your ownership experience.
Here are some advantages and disadvantages of owning a townhouse:
Advantages:
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It may have lesser exterior maintenance and repairs the you will be responsible for.
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It may bring you a higher level of security since you neighbor’s house it attached to yours
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There may be amenities in the community such as swimming pools, playgrounds and many more.
Disadvantages:
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Your privacy will be lesser
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You will have lesser opinions on changing the exterior look of your house.
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You will be paying a home ownership fee.
If you don’t mind sharing amenities with others or having lesser privacy then a townhouse is an ideal home for you.
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